Kinowski Agency Inc./Johnstown Office

Kinowski Agency’s Johnstown office at 108 North Perry Street is one of two locations of an independent insurance agency that also has an office in Amsterdam. As an independent agency, Kinowski quotes home, auto, life and commercial policies from multiple carriers and matches clients with the company that fits their situation.

Clients can fill out an online form to receive real quotes before meeting an agent. Reviews on the agency site describe agents finding replacement homeowners and auto coverage within days of a policy lapsing and cutting premiums for long-time customers whose rates had jumped.

What to know

• Craig Wilson leads the agency team and is named repeatedly in client reviews.
• The agency writes coverage for renters, condo owners and small business owners as well as homeowners.
• The Amsterdam office is at 478 Locust Avenue.
• Agent Roberta is credited by clients with securing comparable coverage at lower cost.